Can Ontario’s bankruptcy exemptions protect your most valuable assets? Indeed, they can. One of the most pervasive myths about bankruptcy is that you cannot file…
Did you know that an Ontario bankruptcy is not your only option when you have too much debt? It’s true…you actually have three main options.…
You’re in the middle of a money crisis and you need emergency financial assistance right now. Maybe you or someone you care for has Covid-19…
The Bankruptcy and Insolvency Act of Canada (BIA) is a nationwide statute. The BIA regulates bankruptcy and insolvency across Canada. It defines the legal bankruptcy…
The fight against the COVID pandemic has involved massive government support programs around the world. In Canada, CERB and CESB payments are being dispersed to…
If you’re experiencing financial difficulties, you may wish that, with just a snap of the fingers, you could eliminate your debt. The truth is, while…
According to Statistics Canada, the average net savings for Canadian households was $852 in 2018. For the lowest income earners, consumption still exceeds income. Unsurprisingly,…
The wages of Canadian employees are protected. These protections stand regardless of employers’ willingness or ability to pay. Even if your employer declares bankruptcy or…
The Bankruptcy Assistance Program The Bankruptcy Assistance Program (BAP) is designed to help make bankruptcy affordable for debtors who cannot afford the fees of a…
Covid-19 has left your finances in shambles and your bank account depleted. And you may wonder what to do if you can’t pay your mortgage.…