Are you in need of debt solutions?
Perhaps you lost your job or you simply don’t make as much money as you did in the past. Maybe you have unexpectedly high expenses from an illness or other emergency.
For whatever reason, you now find yourself living from paycheque to paycheque. Debt collectors are calling and you simply don’t have the money to pay your bills
Maybe you’ve made some cutbacks. But it wasn’t enough. There’s only so much you can do on your own.
Have you considered speaking to a Licensed Insolvency Trustee? You DO have options.
It’s a common myth that the only thing a Trustee can do is help you file bankruptcy. But, did you know that a Licensed Insolvency Trustee has other debt solutions available to you?
Licensed Insolvency Trustees are trained financial professionals and your best resource for credit counselling.
Maybe you’re like many people, and you don’t maintain a budget. Nothing wrong with that, right?.
Except you don’t know where your paycheque goes each month. One thing seems clear, though: there are more bills than money.
A Trustee can help you take a realistic look at your financial picture and restructure your debt. Maybe even eliminate some of it.
Along with your Trustee, you can develop a monthly budget and come away better prepared to manage credit in the future.
What if credit counselling isn’t enough? There is an option to consider before bankruptcy.
Your Trustee can initiate a legal procedure known as a consumer proposal. This is when the Trustee speaks to creditors on your behalf.
They’ll negotiate either a reduction in payments or even cut the total amount you have to repay.
With a consumer proposal, you’ll immediately stop all legal action, such as wage garnishment.
And those constant debt collector phone calls? That stops, too.
A consumer proposal offers a chance to settle your debt with one manageable monthly payment. You’ll simplify your financial life and be able to make ends meet.
As you’ve clearly heard by now, bankruptcy isn’t the first option. But it is a viable–and responsible–choice for people who are truly experiencing a financial crisis.
Just like with a consumer proposal, you’ll have immediate protection from creditors. And once the bankruptcy is discharged, you’ll be completely free from debt and able to make a fresh start.
Again, bankruptcy may or may not be the right decision for you, but one of our Licensed Insolvency Trustees can go over all the options.
Find Your Debt Solution
Tired of struggling with debt? All you have to do is make the call.
It’s easy to set up your free, no obligation consultation with a Licensed Insolvency Trustee… you’ll wonder what took you so long.
It’s your financial future. Get the chance you deserve. Call 1-519-310-JOHN  today.